EMI Calculator

Calculate monthly EMI, total interest payable, and complete amortization schedule for loans in seconds.

Loan Amount (INR)Annual Interest Rate (%)Tenure (Months)

Monthly EMI

₹12,939.76

Total Interest

₹5,52,770.69

Total Payment

₹15,52,770.69

Principal vs Interest Mix

Principal 64.4% · Interest 35.6%

Amortization Schedule

Month	EMI	Principal	Interest	Balance
1	₹12,939.76	₹5,023.09	₹7,916.67	₹9,94,976.91
2	₹12,939.76	₹5,062.86	₹7,876.90	₹9,89,914.06
3	₹12,939.76	₹5,102.94	₹7,836.82	₹9,84,811.12
4	₹12,939.76	₹5,143.33	₹7,796.42	₹9,79,667.79
5	₹12,939.76	₹5,184.05	₹7,755.70	₹9,74,483.73
6	₹12,939.76	₹5,225.09	₹7,714.66	₹9,69,258.64
7	₹12,939.76	₹5,266.46	₹7,673.30	₹9,63,992.18
8	₹12,939.76	₹5,308.15	₹7,631.60	₹9,58,684.03
9	₹12,939.76	₹5,350.17	₹7,589.58	₹9,53,333.86
10	₹12,939.76	₹5,392.53	₹7,547.23	₹9,47,941.33
11	₹12,939.76	₹5,435.22	₹7,504.54	₹9,42,506.11
12	₹12,939.76	₹5,478.25	₹7,461.51	₹9,37,027.86

How to Use

Enter your total loan amount, annual interest rate, and tenure in months.

Get monthly EMI, total payment, and total interest instantly.

Review amortization table month by month to see principal vs interest breakup.

Features

Accurate reducing-balance EMI formula

Instant monthly EMI with total interest and total payment

Month-wise amortization schedule table

Works for home loan, car loan, education loan, and personal loan

FAQ

Use this free EMI Calculator to estimate your monthly loan installment, total interest payable, and overall repayment amount. Check the full amortization schedule month-wise before taking a home loan, car loan, personal loan, or education loan. Built for transparent and quick financial planning.

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